SIPP Pension Investments
Pensions are still the most common form of investment for retirement. The most prominent pension success story in recent years has been the popularity of the SIPP. SIPPs have grown in popularity because they offer great flexibility to invest in a broader range of asset class than traditional pensions.
Green Investments
As the human impact on our environment continues to draw the world’s attention and the ethical element of our decisions, particularly investment decisions continues to grow the traditional investment markets no longer look as assured as they once were. An increasing number of smart investors are looking to both invest and help preserve the future of the planet through alternative ethical investments. We bring together similar investment products that deliver results in terms of their ethical, environmental, sustainable and financial performance.
Physical Gold
Gold is a commodity that has an intrinsic value as a global reserve currency. By investing in physical gold investors will have direct ownership of a tangible asset; are not exposed to any counterparty risks and they are potentially protecting their wealth against inflation; adverse market events and global crises. Traditionally, as the value of stocks and shares decreases, the value and demand for gold increases.
Commercial Property
We offer pre-approved investment packages into Commercial Property where the investor has ownership as a direct asset. We have negotiated and packaged certain opportunities where the investor can purchase a more traditional investment vehicle in “bricks and Mortar” but in such as way that it is a hand-off investment where they do not necessarily get involved in the daily running of the premises but instead we have developed a package where there is a management company in place and the investor receives their net return without the hassle of being a landlord. This is designed for those investors who are not yet fully comfortable with alternative green or ethical investments.
REASONS TO CONSIDER ALTERNATIVE INVESTMENTS:
The current economic outlook is generally very gloomy at presently but wherever there is change there is also opportunity, particularly for investors who are prepared to think differently and move into new territory by considering alternative investments.
Diversify your portfolio
Most people in the UK have the majority of their wealth in property (their own home and any other property investments) or equities and other correlated investments. This leaves them seriously overexposed to the poor financial climate. However, an element of their portfolio invested in alternatives can provide balance and maximise your chances of gaining better returns.
Low entry levels
The minimum investment for most alternatives is around £7–£12k with the average investment size around £15-£25k. Low entry levels mean there are far more opportunities to diversify which means spreading the risk of losing money and maximising the chances of gaining better returns.
Termed investments with Fixed Returns
Alternatives are often structured to offer fixed returns over a defined period and then return the initial investment back to the investor. This security and stability has a strong appeal to clients. And the potential returns can be very respectable, although clearly investors need to be appraised of, and understand, the risk profile of all investments.
Disillusionment with traditional pension strategies
Investors are frustrated with paying high charges for poor performance, little control and no flexibility. Over the past few years due to the poor current financial climate as well as the uncertainty of stocks and shares traditional pension strategies have been under performing and in some cases loosing value.
Directly held asset
Most alternative investments are backed by ownership of a hard asset – a lease on land, a commodity such as gold, property or farmland for example. This is a concept that clients understand and grasp quickly and many prefer this than the risks associated with holding paper assets. |